Hard Money
Lending
Alabama

We help fix and flip investors with fast financing and flexible underwriting for various rehab projects, closing loans in 10 days or less so you won’t miss potential deals. Our 12-month interest-only bridge loans offer competitive market rates, including the industry’s only true zero-point program, with funding covering up to 85% of purchase price and 100% of rehab costs. Whether you’re new to fix and flips or a seasoned professional, ABL is ready to finance your Alabama property investments.

At ABL, we provide competitive hard money loans for real estate investors working on new construction projects, offering fast draw turnarounds and flexible underwriting with 12-month bridge loans covering up to 70% of land value and 100% of construction costs. We adapt each construction loan to meet the specific needs of your project, evaluating both investor experience and project viability to determine the most profitable terms. Whether you’re financing single family or multifamily ground-up construction, we’re ready to discuss your upcoming deals.

We offers simple and reliable Alabama rental loans for properties with 1-8 units or complete portfolio refinancing, with competitive rates starting at 6% and up to 80% LTV. Our flexible options include 30-year amortization, ARM, interest-only loans, single rental loans up to $3M, and portfolio loans up to $3M for investors at all experience levels. Additionally, we can use our bridge loan program to complete property rehabilitation or finance ground-up construction before refinancing into a long-term rental loan, making ABL a comprehensive solution for Alabama real estate investors.