Bridge Loan Rates & Terms

ABL makes it easy to turn your equity into cash. Our streamlined underwriting process and quick approvals ensure you get the funding you need, when you need it. At ABL, we’re more than just a lender — we’re a partner invested in your long-term success. From start to finish, we’ll help you secure your next deal or refinance into a permanent rental loan.

RATE AS LOW AS

11%

UP TO

70% LTARV

LOAN SIZE

$75K – $50M

ADDITIONAL HIGHLIGHTS

 

Minimum Credit Score 660

0 – 2% Points

12 – 24 Month Loan Terms

Blanket Loans Available

Single-Family, Multi-Family, and Condos

No Prepayment Penalty

Flexible Programs Available

Extensions Available

When Investors Use Bridge Loans

1

PURCHASING AN INVESTMENT
PROPERTY QUICKLY IN
A COMPETITIVE MARKET

2

REFINANCE AN EXISTING LOAN
TO CASH OUT EQUITY OR
LOWER YOUR RATE

3

FUNDING A PROPERTY PRIOR
TO SELLING OR REFINANCING

4

AVOIDING DELAYS
CAUSED BY TRADITIONAL
UNDERWRITING TIMELINES

 

Where We Lend

AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY and DC

View Our Recently
Funded Projects

Real Reviews From Real Borrowers

FAQs

Bridge Loan FAQs

What is a short-term bridge loan in real estate?

A short-term bridge loan is a temporary financing solution used by real estate investors to fund a property while transitioning to long-term financing, selling an asset, or stabilizing a project.

When should an investor use a bridge loan?

Investors typically use bridge loans when speed matters, such as during time-sensitive acquisitions, refinancing before stabilization, or bridging the gap between purchase and permanent financing.

How long are short-term bridge loans?

Bridge loans are designed to be short-term and are typically used for a limited period until the investor refinances, sells the property, or completes a transition in their investment strategy. At Asset Based Lending, we offer 12-24 month terms.

Are bridge loans only used for fix and flip projects?

No. While bridge loans are often used for fix and flip projects, they are also commonly used for rental acquisitions, refinances, value-add properties, and other transitional real estate investments.

Can a bridge loan be used before refinancing into a rental loan?

Yes. Many investors use bridge loans as a short-term solution before refinancing into a long-term rental loan once the property is stabilized.