Arkansas Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

ABL specializes in fast financing for fix and flip investors with flexible loan options covering various rehab projects, closing loans in just 10 days with 24-hour approvals to ensure borrowers never miss opportunities. Our 12-month interest-only bridge loans provide competitive rates for both multifamily and single-family rehab projects, with funding up to 85% of property purchase price and 100% of renovation costs. ABL’s hard money fix and flip loans can be tailored to match any investment project meeting our minimum criteria, making us the ideal financing partner for Arkansas investors.

  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
2 workers discussing fix and flip loan programs

New Construction
Loans

We partner with experienced builders and developers to finance new construction investments through 12-month interest-only bridge loans that overcome financial hurdles, with rates starting at 9.99% and loan amounts from $100K to $10M. We never charge pre-payment penalties and offer a transparent process without hidden fees, ensuring a smooth financing experience. With over half our borrowers returning for repeat business and hundreds of verified five-star reviews, Asset Based Lending provides the best new construction loan options for Arkansas investors.

  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Contractor building a house with a new construction loan

Rental
Loans

At ABL we offer fast rental loans for Arkansas investors looking to secure 1-8 unit properties or refinance portfolios, with competitive rates starting at 6%, up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only plans. We provide single rental loans and portfolio loans up to $3M for investors at all experience levels, assessing each project based on the property’s income potential. Investors can also use our bridge program for property rehabilitation or new construction before refinancing into a long-term rental loan, making ABL a comprehensive solution for Arkansas real estate investors.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Arkansas Real Estate Market Highlights

Median Sale Price
$253,300
Feb 2025
Median Days on Market
64 Days
Feb 2025
Monthly Homes Sold
2,344
Feb 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
11.9%
Feb 2025
Avg Fix & Flip Gross ROI
36.3%
Q3 2024
Avg Fix & Flip Gross Profit
$52,431
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.