Georgia Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We offer fast financing to Georgia fix and flip investors, closing deals in 10 days or less so you’ll never miss an opportunity with our 12-month interest-only bridge loans. Our funding covers up to 85% of purchase price and 100% of rehab costs with competitive rates, including our industry’s only zero-point option. Whether you’re working on your first flip or you’re a seasoned professional, we’re ready to finance your Georgia project.

Explore Our Loan Programs - Fix & Flip

New Construction
Loans

We provide hard money loans for new construction in Georgia’s limited-inventory market, offering competitive rates, flexible underwriting, and fast draw turnarounds for experienced investors, contractors, and builders. Our 12-month loans allow borrowing up to 70% of land value and 100% of construction costs. We tailor each loan to the specific project requirements based on our assessment of the investor’s experience and project viability.

Explore Our Loan Programs - New Construction

Rental
Loans

We offer reliable, straightforward rental loans for Georgia BRRRR investors looking to secure 1-4 family properties or refinance entire portfolios, with competitive rates starting at 6% and up to 80% LTV. Our flexible options include 30-year amortization, ARM, and interest-only terms, with single rental loans and portfolio loans both available up to $3M. We work with investors of all experience levels, assessing each deal based on its income-producing viability.

Explore Our Loan Programs - Rental Loans

Home of the Only True Zero-Point Program

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  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels
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Georgia Real Estate Market Highlights

Median Sale Price
$365,700
Feb. 2025
Median Days on Market
71 Days
Feb. 2025
Monthly Homes Sold
8,351
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
17.5%
Feb. 2025
Avg Fix & Flip Gross ROI
19.8%
Q3 2024
Avg Fix & Flip Gross Profit
$52,449
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:
Atlanta Georgia Fix And Flip Loan
Property Purchase & Rehabilitation
$307,000
Atlanta, GA
Cosmetic Renovation — Single-Family Detached
Atlanta Georgia Hard Money New Construction Blanket Loan
Refinance & New Construction
$2,386,000
Atlanta, Georgia
New Construction — 4 Townhomes
Columbus Georgia Fix And Flip Loan
Property Purchase & Rehabilitation
$1,100,000
Columbus, GA
Heavy Rehab — Single Family
Decatur Georgia Fix And Flip Loan
Property Purchase & Rehabilitation
$858,000
Decatur, GA
Vertical Addition — Single Family
Savannah Georgia Fix And Flip Loan
Cash Out & Property New Construction
$490,000
Savannah, Georgia
Fix & Flip — Single Family Detached
View More Recently Funded

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure i was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending experise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.