I'm Flipping

Rates as low as 8.99%

 

I'm Building

Rates as low as 9.25%

 

I'm Buying

Rates as low as 6.00%

 
 
Your Local Lender
Zach Ahern
Zach Ahern
Loan Officer, VP
Your Local Lender
Cole Kelly
Cole Kelly
Loan Officer
Your Local Lender
Ira Kuperman
Ira Kuperman
Loan Officer
Your Local Lender
Grant Toner
Grant Toner
Loan Officer
Your Local Lender
David LaBorde
David LaBorde
Loan Officer, AVP
Your Local Lender
Eden Sivan
Eden Sivan
Inside Loan Officer
Your Local Lender
Maryem Haddoumi
Maryem Haddoumi
Inside Loan Officer
Your Local Lender
Nick Tierno
Nick Tierno
Head of DSCR Sales, VP
Your Local Lender
Nik Gak
Nik Gak
Head of Inside Sales, SVP
Your Local Lender
Seth Blumenthal
Seth Blumenthal
Loan Officer, VP
Your Local Lender
Torin Francis
Torin Francis
Loan Officer, VP

Private Hard Money Loans in Kansas

Asset Based Lending (ABL) is Kansas’s premier hard money lender, providing fast, flexible funding for real estate investors statewide, including in Johnson, Sedgwick, and Shawnee counties. We offer 12-month interest-only bridge loans for Fix & Flip projects, new construction, and cash-out refinancing, along with DSCR rental loans for buy-and-hold investors. Whatever your real estate funding needs, we’re here to help you with fast closings and flexible terms tailored to your investment.

The Best Private Hard Money Lenders in Kansas

Our team partners with the best title agents, appraisers, and attorneys in the Sunflower State to ensure our borrowers have a smooth loan process from their first phone call to their final loan payoff.

Our streamlined hard money loan Kansas process requires just a credit score and liquidity proof—no extensive paperwork needed. With hundreds of five-star reviews and over 50% repeat business, real estate investors choose ABL because we’re invested in your success and are available to help you every step of the way.

Kansas Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

ABL offers competitive Fix & Flip loans in Kansas with industry-leading rates and flexible terms to help investors maximize their returns in the Sunflower State’s dynamic real estate market. Our streamlined approval process allows Kansas investors to secure funding in as little as 24 hours, ensuring they can act quickly on promising property opportunities across Wichita, Kansas City, Topeka, and emerging markets throughout the state. With loan amounts from $100,000 to $3.5 million and up to 90% of project costs covered, ABL’s Kansas Fix & Flip loans provide the financial foundation investors need to transform distressed properties into profitable investments with minimal hassle and maximum support.

  • Loan Term: 12-24 months
  • LTV: 92.5% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
2 workers discussing fix and flip loan programs

New Construction
Loans

We provide tailored New Construction Loans across Kansas with rapid funding solutions that empower developers to capitalize on the state’s growing housing demand and low inventory markets. Our Kansas construction financing offers competitive rates, loan-to-cost ratios up to 90%, and flexible draw schedules designed specifically to support builders through every phase from groundbreaking to completion in thriving markets like Wichita, Overland Park, and Lawrence. With streamlined approval processes, loan amounts ranging from $100,000 to $3.5 million, and dedicated construction lending specialists familiar with Kansas building requirements, ABL delivers the financial foundation needed to transform vacant land into profitable real estate ventures throughout the Sunflower State.

  • Loan Term: 12 - 24 months
  • LTV: Up to 75% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Contractor building a house with a new construction loan

Rental
Loans

ABL offers specialized DSCR Rental Loans across Kansas, providing real estate investors with streamlined financing solutions based solely on property cash flow rather than personal income qualification. Our Kansas DSCR loan program features competitive rates, loan amounts up to $3.5 million, and flexible terms designed specifically for long-term rental investors looking to expand their portfolios in promising markets like Kansas City, Wichita, and Lawrence. With no tax returns required, interest-only options available, and closing times as quick as 10 days, ABL’s Kansas DSCR loans give investors the financial leverage needed to build sustainable wealth through rental properties throughout the Sunflower State.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.0
  • Loan Size: $85K – $2.5M
Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Kansas Real Estate Market Highlights

Median Sale Price
$278,600
Feb. 2025
Median Days on Market
43 Days
Feb. 2025
Monthly Homes Sold
1,773
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
14.6%
Feb. 2025
Avg Fix & Flip Gross ROI
14.3%
Q3 2024
Avg Fix & Flip Gross Profit
$35,606
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.