Kansas Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

ABL offers competitive Fix & Flip loans in Kansas with industry-leading rates and flexible terms to help investors maximize their returns in the Sunflower State’s dynamic real estate market. Our streamlined approval process allows Kansas investors to secure funding in as little as 24 hours, ensuring they can act quickly on promising property opportunities across Wichita, Kansas City, Topeka, and emerging markets throughout the state. With loan amounts from $100,000 to $3.5 million and up to 90% of project costs covered, ABL’s Kansas Fix & Flip loans provide the financial foundation investors need to transform distressed properties into profitable investments with minimal hassle and maximum support.

  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
2 workers discussing fix and flip loan programs

New Construction
Loans

We provide tailored New Construction Loans across Kansas with rapid funding solutions that empower developers to capitalize on the state’s growing housing demand and low inventory markets. Our Kansas construction financing offers competitive rates, loan-to-cost ratios up to 90%, and flexible draw schedules designed specifically to support builders through every phase from groundbreaking to completion in thriving markets like Wichita, Overland Park, and Lawrence. With streamlined approval processes, loan amounts ranging from $100,000 to $3.5 million, and dedicated construction lending specialists familiar with Kansas building requirements, ABL delivers the financial foundation needed to transform vacant land into profitable real estate ventures throughout the Sunflower State.

  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Contractor building a house with a new construction loan

Rental
Loans

ABL offers specialized DSCR Rental Loans across Kansas, providing real estate investors with streamlined financing solutions based solely on property cash flow rather than personal income qualification. Our Kansas DSCR loan program features competitive rates, loan amounts up to $3.5 million, and flexible terms designed specifically for long-term rental investors looking to expand their portfolios in promising markets like Kansas City, Wichita, and Lawrence. With no tax returns required, interest-only options available, and closing times as quick as 10 days, ABL’s Kansas DSCR loans give investors the financial leverage needed to build sustainable wealth through rental properties throughout the Sunflower State.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Kansas Real Estate Market Highlights

Median Sale Price
$278,600
Feb. 2025
Median Days on Market
43 Days
Feb. 2025
Monthly Homes Sold
1,773
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
14.6%
Feb. 2025
Avg Fix & Flip Gross ROI
14.3%
Q3 2024
Avg Fix & Flip Gross Profit
$35,606
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.