Hard Money
Lending
Kentucky

We stand among Kentucky’s premier hard money lenders, specializing in financing solutions for fix and flip investors transforming undervalued properties into profitable investments without depleting personal capital. Our 12-month interest-only bridge loans are strategically designed to cover both acquisition and renovation expenses, allowing efficient execution of business plans. We offer transparent fee structures, no pre-payment penalties, and competitive interest rates to provide Kentucky investors with the financial flexibility needed to systematically scale their real estate operations.

With Kentucky housing inventory reaching record lows, we provide hard money new construction loans allowing investors to borrow up to 90% of land value and 100% of construction costs, with interest rates starting as low as 9.99%–15%. Our loans are specifically designed for experienced investors and builders looking to scale their real estate business quickly. We deliver fast and reliable funding that helps you capitalize on market opportunities while maintaining the flexibility needed for successful project completion.

We rank among Kentucky’s premier hard money lenders, offering sophisticated rental property financing with competitive rates starting from 5.75% and leverage options up to 80% LTV. Our specialized financing structures include multiple payment configurations—30-year amortization schedules, adjustable-rate mechanisms, and interest-only options—tailored to align with your unique investment objectives. Unlike conventional lenders, we provide investors with customized capital strategies designed to optimize cash flow and portfolio expansion for income-producing properties across Kentucky.