Louisiana Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We meet investors with the urgency required to land deals quickly, offering flexible underwriting that enables taking on more projects than traditional financing allows, with closings averaging 10 days or less. Our 12-month bridge loans allow Louisiana fix and flip investors to launch projects with the most competitive rates on the market, including our industry’s only true zero-point program, covering up to 85% of purchase price and 100% of rehab costs. Whether you’re new to investing or a seasoned fix and flip professional, we have loan options tailored to help you scale your business efficiently.

  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
Explore Our Loan Programs - Fix & Flip

New Construction
Loans

We offer 12-month, interest-only new construction loans with competitive interest rates, fast draw turnarounds, and flexible underwriting for Louisiana real estate investors, allowing borrowing up to 70% of land value and 100% of construction costs. Our ground-up construction loans are tailored to fit borrowers’ needs and structured to ensure they receive the best terms for their preferred investment strategy. We carefully assess each deal’s unique qualifications and evaluate investor experience levels to ensure all parties benefit from every project we fund.

  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Explore Our Loan Programs - New Construction

Rental
Loans

We offer simple, reliable DSCR rental loans for Louisiana investors pursuing buy-and-hold strategies, with options for properties between 1-8 units or entire portfolio refinancing. Our flexible rental loan options include 30-year amortization, ARM, and interest-only terms with competitive rates starting at 6% and leverage up to 80% LTV for single rental loans and portfolios up to $3M each. We serve as a one-stop shop for Louisiana real estate investors, allowing those who used our bridge loans for construction or Fix & Flip projects to refinance directly into our DSCR program for long-term holds.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
Explore Our Loan Programs - Rental Loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Louisiana Real Estate Market Highlights

Median Sale Price
$248,600
Feb. 2025
Median Days on Market
79 Days
Feb. 2025
Monthly Homes Sold
2,697
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
12%
Feb. 2025
Avg Fix & Flip Gross ROI
60%
Q3 2024
Avg Fix & Flip Gross Profit
$75,000
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure i was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending experise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.