Hard Money
Lending
Massachusetts

We provide fix and flip loans as the key to profitability and leverage, which has always been a primary focus for us as Massachusetts hard money lenders. We primarily offer 12-month loans to experienced investors and professionals while also accommodating qualified first-time borrowers entering the market. Our financing solutions are structured to maximize your investment potential while minimizing the capital constraints typically associated with property acquisition and renovation.

We provide new construction loans in Massachusetts when conventional financing isn’t the right answer, available exclusively to experienced investors, contractors and builders who can typically borrow up to 70% of land value and 100% of construction costs. While our underwriting criteria are flexible with no minimum credit score requirements, we only fund loans when our experience confirms everyone involved will profit. Our construction financing is designed to support your development timeline while maximizing project profitability in Massachusetts’ competitive real estate markets.

We offer term rental loans for Massachusetts buy and hold investors, designed for 1-4 family properties with single rental loans and portfolio loans both available up to $3M. Our unique capital structure allows us to offer competitive financing with rates starting at 6% and leverage up to 80% LTV, with flexible options including 30-year amortization, ARM, and interest-only terms. We work with investors of all experience levels, whether you’re securing your first rental property or expanding your existing portfolio throughout Massachusetts.