Michigan Hard Money Loans for Real Estate Investors
Fix & Flip
Loans
We offer fix and flip loans to investors who know how to turn the ugliest house in the nicest neighborhood into gorgeous real estate and sell it for a profit. We designed these 12-month bridge loans to let fix and flip investors reliably finance their projects while remaining competitive with fast closings and flexible loan options. Whether you’re flipping a single-family home in Grand Rapids or rehabbing a Detroit multifamily, we’re here to help with financing tailored to your specific project needs.
New Construction
Loans
ABL provides hard money loans for new construction to experienced builders and developers in Michigan, where new builds increased by over 40% at the start of 2022 despite record-low housing inventory. Our loans allow investors to borrow up to 90% of land value and 100% of construction costs, creating opportunities to capitalize on the rising demand for new housing. We partner exclusively with seasoned professionals who understand their scope of work and can execute development projects efficiently in Michigan’s growing markets.
Rental
Loans
We proudly offer simple and reliable rental loans for BRRRR and Michigan real estate investors looking to secure 1-8 unit properties with competitive rates starting at 6% and leverage up to 80% LTV. With diverse investor strategies in mind, we provide various loan options including 30-year amortization, ARM, and interest-only terms to match your specific needs. Our private rental loans are designed specifically for buy and hold investors wanting to build wealth through income-producing properties across Michigan.
Home of the Only True Zero-Point Program
- No Pre-Pay Penalty
- No Exit Fees
- Available for All Experience Levels