Missouri Hard Money Loans for Real Estate Investors
Fix & Flip
Loans
We specialize in fast financing for fix and flip investors with flexible underwriting that accommodates various rehab projects, closing loans in 10 days or less so you’ll never miss a potential deal. Our 12-month interest-only bridge loans allow Missouri investors to acquire property and begin renovations with competitive rates, including our industry’s only true zero-point program, covering up to 85% of purchase price and 100% of rehab costs. Whether you’re working on your first fix and flip or you’re a seasoned professional, we’re ready to finance your Missouri project with terms structured for maximum profitability.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K - $50M
New Construction
Loans
We provide hard money loans for new construction with competitive interest rates, fast draw turnarounds, and flexible underwriting for experienced investors, builders, and developers who can borrow up to 70% of land value and 100% of construction costs. We tailor our ground-up construction loans to match each individual project, ensuring you receive the best loan terms for your business strategy. We carefully assess your experience level and project viability to determine profitability for all parties involved, whether you’re building single-family or multifamily developments.
- Loan Term: 12 - 24 months
- LTV: Up to 70% for land, 100% for construction budget
- Loan Size: $75K - $50M
Rental
Loans
We offer simple and reliable rental loans for Missouri buy and hold investors securing properties with 1-8 units or refinancing entire portfolios, featuring competitive rates starting at 6% with leverage up to 80% LTV. Our flexible loan options include 30-year amortization, ARM, and interest-only terms, with single rental loans and portfolio loans both available up to $3M for investors of all experience levels. We also provide seamless transitions from our bridge program for property rehab or new construction to long-term rental financing, making us your one-stop shop for all Missouri real estate investment needs.
- Loan Term: 30 years
- LTV: Up to 80%
- Average DSCR: 1.1
- Loan Size: $75K – $5M
Home of the Only True Zero-Point Program
- No Pre-Pay Penalty
- No Exit Fees
- Available for All Experience Levels