Missouri Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We specialize in fast financing for fix and flip investors with flexible underwriting that accommodates various rehab projects, closing loans in 10 days or less so you’ll never miss a potential deal. Our 12-month interest-only bridge loans allow Missouri investors to acquire property and begin renovations with competitive rates, including our industry’s only true zero-point program, covering up to 85% of purchase price and 100% of rehab costs. Whether you’re working on your first fix and flip or you’re a seasoned professional, we’re ready to finance your Missouri project with terms structured for maximum profitability.

  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
2 workers discussing fix and flip loan programs

New Construction
Loans

We provide hard money loans for new construction with competitive interest rates, fast draw turnarounds, and flexible underwriting for experienced investors, builders, and developers who can borrow up to 70% of land value and 100% of construction costs. We tailor our ground-up construction loans to match each individual project, ensuring you receive the best loan terms for your business strategy. We carefully assess your experience level and project viability to determine profitability for all parties involved, whether you’re building single-family or multifamily developments.

  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Contractor building a house with a new construction loan

Rental
Loans

We offer simple and reliable rental loans for Missouri buy and hold investors securing properties with 1-8 units or refinancing entire portfolios, featuring competitive rates starting at 6% with leverage up to 80% LTV. Our flexible loan options include 30-year amortization, ARM, and interest-only terms, with single rental loans and portfolio loans both available up to $3M for investors of all experience levels. We also provide seamless transitions from our bridge program for property rehab or new construction to long-term rental financing, making us your one-stop shop for all Missouri real estate investment needs.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Missouri Real Estate Market Highlights

Median Sale Price
$257,800
Feb. 2025
Median Days on Market
51 Days
Feb. 2025
Monthly Homes Sold
4,596
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
17.4%
Feb. 2025
Avg Fix & Flip Gross ROI
17.7%
Q3 2024
Avg Fix & Flip Gross Profit
$37,132
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.