New Jersey Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

Having the vision to transform a problem property into a sale-ready home requires skill and capital. Our ABL fix and flip loans provide that crucial link to profitability and leverage, and these investor loans have always been a primary focus for us. We offer 12-month hard money loans to both experienced investors and qualified first-time borrowers.

Explore Our Loan Programs - Fix & Flip

New Construction
Loans

Quick and flexible underwriting for new construction is essential for profitability in changing markets. We at ABL in New Jersey offer new construction loans when traditional financing isn’t suitable, typically for experienced investors, contractors, and builders. While our underwriting is flexible, often with no minimum credit score, we ensure the deal benefits all parties involved before issuing a 12-month loan.

Explore Our Loan Programs - New Construction

Rental
Loans

We now offer term rental ABL loans for buy-and-hold investors, designed for 1-8 family properties with a streamlined, “doc-light” approach. Our rates start as low as 6% with leverage up to 80%, and we can offer single rental loans and portfolios up to $3M each. Our flexible underwriting and unique capital structure allow us to provide various NJ loan options, and our team collaborates with top local professionals to ensure a smooth experience.

Explore Our Loan Programs - Rental Loans

Home of the Only True Zero-Point Program

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  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels
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New Jersey Real Estate Market Highlights

Median Sale Price
$520,700
Feb. 2025
Median Days on Market
51 Days
Feb. 2025
Monthly Homes Sold
4,951
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
44.8%
Feb. 2025
Avg Fix & Flip Gross ROI
59.5%
Q3 2024
Avg Fix & Flip Gross Profit
$166,500
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:
Aberdeen New Jersey Hard Money Fix And Flip Loan
Property Purchase & Rehabilitation
$585,000
Aberdeen, NJ
Gut Renovation — Single-Family Detached
Atlantic City, New Jersey DSCR Rental Loan
Property Purchase
$1.12M
Atlantic City, New Jersey
Livingston New Jersey Fix And Flip Loan
Cash Out And Rehabilitation
$905,000
Livingston, NJ
Gut Renovation - Single Family
Montclair New Jersey Fix And Flip Hard Money Loan
Property Purchase And Rehabilitation
$340,000
Montclair, NJ
Montclair New Jersey Fix And Flip Loan
Property Purchase And Rehabilitation
Montclair, NJ
Extensive rehab and expansion
View More Recently Funded

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure i was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending experise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.