New Mexico Hard Money Loans for Real Estate Investors
Fix & Flip
Loans
Savvy investors throughout New Mexico turn to Asset Based Lending for premium Fix & Flip loans with industry-leading rates and flexible terms designed to capitalize on opportunities in Albuquerque, Santa Fe, and emerging markets across the Land of Enchantment. Our streamlined approval process enables New Mexico investors to secure funding in as little as 24 hours, ensuring they can act quickly on promising distressed properties in this culturally rich and diverse market. With loan amounts from $100,000 to $3.5 million and up to 90% of project costs covered, ABL’s New Mexico Fix & Flip loans provide the financial foundation needed to transform undervalued properties into profitable investments with minimal hassle and maximum support.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K - $50M
New Construction
Loans
Building success in New Mexico starts with Asset Based Lending’s tailored New Construction Loans, offering rapid funding solutions that empower developers to address housing demands in growing communities like Albuquerque, Las Cruces, and Rio Rancho. Our New Mexico construction financing features competitive rates, loan-to-cost ratios up to 90%, and flexible draw schedules specifically crafted to support builders through every development phase in this unique southwestern market with its distinctive architectural traditions. With streamlined approval processes, loan amounts ranging from $100,000 to $3.5 million, and dedicated construction lending specialists familiar with New Mexico’s building requirements, ABL delivers the financial backing developers need to transform vacant land into profitable real estate ventures throughout the Land of Enchantment.
- Loan Term: 12 - 24 months
- LTV: Up to 70% for land, 100% for construction budget
- Loan Size: $75K - $50M
Rental
Loans
Unlock the potential of New Mexico’s rental market with Asset Based Lending’s specialized DSCR Rental Loans, providing investors with efficient financing solutions based solely on property cash flow rather than personal income qualification. Our New Mexico DSCR loan program features competitive rates, loan amounts up to $3.5 million, and flexible terms specifically designed for long-term rental investors targeting opportunities in tourist-friendly Santa Fe, growing Albuquerque, and near the state’s universities and military bases. With no tax returns required, interest-only options available, and closing times as quick as 10 days, ABL’s New Mexico DSCR loans give investors the financial leverage needed to build sustainable wealth through rental properties across this culturally diverse southwestern state.
- Loan Term: 30 years
- LTV: Up to 80%
- Average DSCR: 1.1
- Loan Size: $75K – $5M
Home of the Only True Zero-Point Program
- No Pre-Pay Penalty
- No Exit Fees
- Available for All Experience Levels