New York Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

Experienced real estate investors across New York rely on Asset Based Lending for premium Fix & Flip loans with industry-leading rates and flexible terms. Our streamlined approval process provides funding in as little as 24 hours, with loans from $100,000 to $3.5 million covering up to 90% of project costs. ABL’s New York Fix & Flip loans deliver the financial backing needed to transform undervalued properties into profitable investments across the Empire State’s competitive markets.

Explore Our Loan Programs - Fix & Flip

New Construction
Loans

From foundation to completion, Asset Based Lending’s New Construction Loans in New York offer rapid funding solutions for developers in prime areas from NYC to growing upstate communities. With competitive rates, loan-to-cost ratios up to 90%, and flexible draw schedules, our financing supports builders through each phase in New York’s complex regulatory environment. ABL’s streamlined process provides loans from $100,000 to $3.5 million, giving developers the resources to succeed in one of the nation’s most valuable markets.

Explore Our Loan Programs - Fix & Flip

Rental
Loans

Maximize your investment potential with Asset Based Lending’s specialized DSCR Rental Loans in New York, based solely on property cash flow rather than personal income. With competitive rates, loans up to $3.5 million, and flexible terms, our program is designed for investors targeting high-demand areas from Manhattan to Rochester and the Hudson Valley. No tax returns required, interest-only options available, and closings as quick as 10 days give investors the leverage needed to build wealth through New York’s resilient rental market.

Explore Our Loan Programs - Rental Loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

New York Real Estate Market Highlights

Median Sale Price
$576,400
Feb. 2025
Median Days on Market
50 Days
Feb. 2025
Monthly Homes Sold
7,625
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
33.7%
Feb. 2025
Avg Fix & Flip Gross ROI
28.3%
Q3 2024
Avg Fix & Flip Gross Profit
$92,709
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure i was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending experise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.