Ohio Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We offer 12-month interest-only bridge loans that provide Ohio real estate investors with funding up to 90% of property purchase and 100% of rehab costs, whether you’re completing your first fix and flip or you’re a full-time professional looking for additional capital. Our rehab loans are specifically designed to help investors scale their business by increasing both the number of flips per year and their profit potential through each project. The more deals you complete with us, the better terms we can offer, allowing you to maximize your ROI through our flexible financing options and experienced support throughout your investment journey.

2 workers discussing fix and flip loan programs

New Construction
Loans

We offer new construction loans for experienced builders and developers wanting to scale their business, allowing qualified investors to borrow up to 90% of land value and 100% of construction costs. Our hard money construction loans are exclusively available to experienced investors, builders, and contractors with recent construction experience, ensuring successful project execution and outcomes. These bridge loans are designed to close quickly and provide all necessary capital for Ohio construction projects to be acquired, completed, and sold in one streamlined process, maximizing efficiency and profitability for your development business.

Contractor building a house with a new construction loan

Rental
Loans

We offer rental loans starting as low as 6% with up to 80% LTV and flexible options to match your investment strategy, available for properties between 1-9 units across various housing types including multifamily, condos, townhomes, and single apartments. Our rental loans are perfectly designed for investors utilizing the BRRRR strategy, whether you’re acquiring your first rental property or expanding your existing portfolio. With single loan and portfolio loan caps both at $3M, we can work with you to ensure your rental loan aligns with your business plan, providing customized solutions for Ohio investors at any stage of their real estate journey.

Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Ohio Real Estate Market Highlights

Median Sale Price
$241,200
Feb. 2025
Median Days on Market
52 Days
Feb. 2025
Monthly Homes Sold
7,889
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
27.4%
Feb. 2025
Avg Fix & Flip Gross ROI
50%
Q3 2024
Avg Fix & Flip Gross Profit
$68,350
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.