Oklahoma Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We focus on fast closings and flexible underwriting, providing 12-month interest-only bridge loans that close in 10 days or less and work with Oklahoma investors at all experience levels. Our fix and flip loans cover up to 85% of purchase price and 100% of rehab costs, featuring the industry’s only true zero-point program to maximize your investment potential. Whether you’re completing your first flip or you’re a seasoned professional, we’re ready to provide reliable financing from acquisition through renovation with the flexible loan terms needed to succeed in Oklahoma’s competitive real estate market.

  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
2 workers discussing fix and flip loan programs

New Construction
Loans

We provide the most trusted new construction loans for Oklahoma real estate investors, with hard money financing from $100K to $10M for residential properties available to experienced builders, developers, and investors partnering with trusted general contractors. Our construction loans are tailored to match your specific investment project, offering customized options like maximum leverage, lower interest rates, or zero points to ensure you receive optimal terms for your exit strategy. We utilize a fully in-house professional draw team that manages your draw turnaround, eliminating financial delays and keeping your Oklahoma construction project on schedule from groundbreaking to completion.

  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Contractor building a house with a new construction loan

Rental
Loans

We help Oklahoma real estate investors buy and hold rental property with streamlined loans for 1-8 unit properties or entire portfolio refinancing, offering competitive rates starting at 6%, up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only plans. Our program provides both single rental loans and portfolio loans up to $3M each, available to investors at all experience levels based on the property’s income-producing potential. We also offer a unique bridge program for property rehabilitation or new construction before refinancing into a long-term rental loan, making us a comprehensive one-stop solution for Oklahoma investors looking to build wealth through rental properties.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Oklahoma Real Estate Market Highlights

Median Sale Price
$243,600
Feb. 2025
Median Days on Market
62 Days
Feb. 2025
Monthly Homes Sold
3,107
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
17%
Feb. 2025
Avg Fix & Flip Gross ROI
44.5%
Q3 2024
Avg Fix & Flip Gross Profit
$59,834
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.