Oklahoma Hard Money Loans for Real Estate Investors
Fix & Flip
Loans
We focus on fast closings and flexible underwriting, providing 12-month interest-only bridge loans that close in 10 days or less and work with Oklahoma investors at all experience levels. Our fix and flip loans cover up to 85% of purchase price and 100% of rehab costs, featuring the industry’s only true zero-point program to maximize your investment potential. Whether you’re completing your first flip or you’re a seasoned professional, we’re ready to provide reliable financing from acquisition through renovation with the flexible loan terms needed to succeed in Oklahoma’s competitive real estate market.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K - $50M
New Construction
Loans
We provide the most trusted new construction loans for Oklahoma real estate investors, with hard money financing from $100K to $10M for residential properties available to experienced builders, developers, and investors partnering with trusted general contractors. Our construction loans are tailored to match your specific investment project, offering customized options like maximum leverage, lower interest rates, or zero points to ensure you receive optimal terms for your exit strategy. We utilize a fully in-house professional draw team that manages your draw turnaround, eliminating financial delays and keeping your Oklahoma construction project on schedule from groundbreaking to completion.
- Loan Term: 12 - 24 months
- LTV: Up to 70% for land, 100% for construction budget
- Loan Size: $75K - $50M
Rental
Loans
We help Oklahoma real estate investors buy and hold rental property with streamlined loans for 1-8 unit properties or entire portfolio refinancing, offering competitive rates starting at 6%, up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only plans. Our program provides both single rental loans and portfolio loans up to $3M each, available to investors at all experience levels based on the property’s income-producing potential. We also offer a unique bridge program for property rehabilitation or new construction before refinancing into a long-term rental loan, making us a comprehensive one-stop solution for Oklahoma investors looking to build wealth through rental properties.
- Loan Term: 30 years
- LTV: Up to 80%
- Average DSCR: 1.1
- Loan Size: $75K – $5M
Home of the Only True Zero-Point Program
- No Pre-Pay Penalty
- No Exit Fees
- Available for All Experience Levels