Oregon Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We specialize in fast financing for fix and flip investors with a focus on flexible underwriting that allows us to work with several different types of rehab projects. We’re able to close our rehab loans in 10 days or less on average, so you’ll never miss out on a potential deal. These 12-month interest-only bridge loans allow Oregon investors the ability to acquire property and begin renovating with the most competitive rates on the market, including the industry’s only true zero-point program. ABL offers funding that covers up to 85% of the purchase price and 100% of the rehab costs. Whether you’re working on your first fix and flip or are a seasoned professional, ABL is ready to finance your project.

  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
Explore Our Loan Programs - Fix & Flip

New Construction
Loans

We at ABL provides hard money loans for new construction to real estate investors that are seeking competitive interest rates, fast draw turnarounds, and flexible underwriting. These 12-month new construction bridge loans are available to experienced investors, builders, and developers who can borrow up to 70% of the land value and 100% of the construction costs. ABL tailors our ground up construction loans to match each individual project, ensuring the borrower receives the best loan terms for their business strategy. We assess the investor’s experience level and the viability of the project to determine whether the deal is profitable for all parties. Whether you’re looking to finance the ground up construction of single family or multifamily projects, ABL is ready to discuss your upcoming deals.

  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Explore Our Loan Programs - New Construction

Rental
Loans

We offer streamlined Oregon rental loans for investors seeking 1-8 unit properties or portfolio refinancing. With competitive rates starting at 6%, up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only terms, we provide solutions for investors at all experience levels. Single rental loans up to $3M and portfolio loans up to $3M are available, with qualification based on property income potential rather than borrower income. Our seamless transition from bridge loans for rehab or construction to long-term financing makes ABL the comprehensive solution for Oregon real estate investors.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
Explore Our Loan Programs - Rental Loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Oregon Real Estate Market Highlights

Median Sale Price
$504,900
Feb. 2025
Median Days on Market
56 Days
Feb. 2025
Monthly Homes Sold
3,042
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
26.2%
Feb. 2025
Avg Fix & Flip Gross ROI
17.3%
Q3 2024
Avg Fix & Flip Gross Profit
$70,000
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure i was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending experise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.