Oregon Hard Money Loans for Real Estate Investors
Fix & Flip
Loans
We specialize in fast financing for fix and flip investors with a focus on flexible underwriting that allows us to work with several different types of rehab projects. We’re able to close our rehab loans in 10 days or less on average, so you’ll never miss out on a potential deal. These 12-month interest-only bridge loans allow Oregon investors the ability to acquire property and begin renovating with the most competitive rates on the market, including the industry’s only true zero-point program. ABL offers funding that covers up to 85% of the purchase price and 100% of the rehab costs. Whether you’re working on your first fix and flip or are a seasoned professional, ABL is ready to finance your project.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K - $50M
New Construction
Loans
We at ABL provides hard money loans for new construction to real estate investors that are seeking competitive interest rates, fast draw turnarounds, and flexible underwriting. These 12-month new construction bridge loans are available to experienced investors, builders, and developers who can borrow up to 70% of the land value and 100% of the construction costs. ABL tailors our ground up construction loans to match each individual project, ensuring the borrower receives the best loan terms for their business strategy. We assess the investor’s experience level and the viability of the project to determine whether the deal is profitable for all parties. Whether you’re looking to finance the ground up construction of single family or multifamily projects, ABL is ready to discuss your upcoming deals.
- Loan Term: 12 - 24 months
- LTV: Up to 70% for land, 100% for construction budget
- Loan Size: $75K - $50M
Rental
Loans
We offer streamlined Oregon rental loans for investors seeking 1-8 unit properties or portfolio refinancing. With competitive rates starting at 6%, up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only terms, we provide solutions for investors at all experience levels. Single rental loans up to $3M and portfolio loans up to $3M are available, with qualification based on property income potential rather than borrower income. Our seamless transition from bridge loans for rehab or construction to long-term financing makes ABL the comprehensive solution for Oregon real estate investors.
- Loan Term: 30 years
- LTV: Up to 80%
- Average DSCR: 1.1
- Loan Size: $75K – $5M
Home of the Only True Zero-Point Program
- No Pre-Pay Penalty
- No Exit Fees
- Available for All Experience Levels