Pennsylvania Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

Speed is critical to capitalizing on incredible investment opportunities, and ABL provides financing solutions that typical lending institutions cannot. We can close in three to four days if all of the paperwork is in order, and the average closing time is 10 days for our loans — which cover up to 90% of the purchase price and 100 percent of the rehab costs.

Explore Our Loan Programs - Fix & Flip

New Construction
Loans

ABL provides new construction loans when conventional financing is not the right answer. New construction loans are available only to experienced investors, contractors and builders, who typically can borrow up to 90% of the land value and 100 percent of the construction costs.

Explore Our Loan Programs - New Construction

Rental
Loans

Asset Based Lending offers private rental loans for buy and hold investors in PA. These doc-light rental loans are designed for 1-4 family properties and start with rates as low as 6% with leverage up to to 80% LTV. Due to our unique capital structure, we can use our in-house funds to provide single rental loans up to $3M and rental portfolio loans up to $3M.

Explore Our Loan Programs - Rental Loans

Home of the Only True Zero-Point Program

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  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels
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Pennsylvania Real Estate Market Highlights

Median Sale Price
$282,900
Feb. 2025
Median Days on Market
51 Days
Feb. 2025
Monthly Homes Sold
7,351
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
26.6%
Feb. 2025
Avg Fix & Flip Gross ROI
80.2%
Q3 2024
Avg Fix & Flip Gross Profit
$112,250
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:
Philadelphia Pennsylvania Hard Money Fix And Flip Loan
Property Purchase & Rehabilitation
$225,000
Philadelphia, PA
Gut Renovation - Single-Family Attached
Fix And Flip Loan In Philadelphia Pennsylvania
Property Purchase And Rehabilitation
$355,000
Philadelphia, PA
Allentown Pennsylvania Fix And Flip Loan
Property Purchase & Rehabilitation
$197,000
Allentown, PA
Cosmetic Renovation + HVAC – Single Family Attached
Bethlehem Pennsylvania Fix And Flip Loan
Property Purchase & Rehabilitation
$310,000
Bethlehem, PA
Finished Basement & Upgrades – Single-Family Home
East Stroudsburg Pennsylvania Fix And Flip Loan
Property Purchase & Rehabilitation
$235,000
East Stroudsburg, PA
Fix & Flip — Single Family
View More Recently Funded

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure i was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending experise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.