Hard Money
Lending
Rhode Island

We love working with real estate investors who transform mundane properties into beautiful spaces, offering hard money fix and flip loans for both new and experienced investors with 12-month interest-only bridge loans featuring the most competitive rates available. Our team provides loan approval in as quickly as 24 hours with closings in just a few days when the appropriate paperwork is ready, ensuring you never miss out on a promising opportunity. We offer funding that covers up to 90% of purchase price and 100% of the rehab costs, giving Rhode Island investors the capital they need to successfully complete their transformation projects.

With Rhode Island’s low housing inventory driving demand for new residential construction to an all-time high, we provide hard money loans with flexible underwriting and fast draw turnarounds for experienced investors, contractors, and builders. Our new construction loans allow borrowing up to 90% of land value and 100% of construction costs, giving you the capital needed to capitalize on this growing market opportunity. As private lenders, we tailor each loan to fit your individual project by assessing both investor experience and property viability to ensure profitable outcomes for all parties involved.

We offer the most reliable and straightforward rental loans in Rhode Island for buy-and-hold investors looking to secure 1-4 family properties, with competitive rates starting as low as 3.75%, up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only plans. Our unique capital structure allows us to provide single rental loans up to $3M and portfolio loans up to $6.25M for investors at all experience levels, with each deal assessed based on the property’s income-producing potential. As experts in Rhode Island’s local real estate markets, we’re dedicated to delivering a five-star experience throughout your investment journey, creating customized funding solutions that match your specific long-term investment goals.