Hard Money
Lending
Tennessee

We partner with Tennessee real estate investors transforming distressed properties into gorgeous homes, offering hard money fix and flip loans that fund up to 90% of purchase price and 100% of rehab costs with closings in as little as 10 days and approvals in just 24 hours. Our 12-month bridge loans feature flexible underwriting options including lower interest rates, maximum leverage, or zero points, with our team understanding the unique requirements of different markets from Memphis to Nashville. Whether you’re flipping your first property or you’re a full-time investor, we’re ready to finance your next success with our local market expertise and transparent loan process.

With Tennessee’s record-low housing inventory driving peak demand for residential new construction, we provide hard money loans with competitive rates, flexible underwriting, and fast draw turnarounds to experienced investors, builders, and contractors. Our new construction loans allow borrowing up to 70% of land value and 100% of construction costs, with each loan tailored to match your specific project needs in markets from Memphis to Knoxville. We carefully assess investor experience and project viability to ensure profitable outcomes for all parties, providing loan flexibility that’s unmatched by other hard money lenders throughout Tennessee.

We offer the most reliable and straightforward rental loans for BRRRR investors in Tennessee, with rates starting as low as 6%, leverage up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only plans for 1-8 family properties. Our unique capital structure allows us to provide single rental loans up to $3M and portfolio loans up to $6.25M for investors at all experience levels, with each deal assessed based on the property’s income-producing potential. As experts in Tennessee’s local real estate markets, we’re committed to delivering a five-star experience throughout the loan process, creating customized funding solutions that support your long-term investment strategy.