Hard Money
Lending
Virginia

We provide industry-leading fix and flip loans for investors who can spot distressed properties and transform them into gorgeous, sale-ready homes in Virginia’s hot seller’s market, with fast closing speeds as quick as three days when paperwork is ready and our average closing time of just 10 days. Our 12-month, interest-only hard money loans feature flexible underwriting and cover up to 90% of the purchase price and 100% of the rehab costs, giving you the capital needed to move quickly on opportunities. For more information about our Virginia fix and flip loans, including specific rates and requirements, you can check out our additional details online to learn how we can help fund your next transformation project.

We offer hard money loans for new construction in Virginia with the same quickness and reliability as our fix and flip loans, available exclusively to experienced investors, contractors and builders who can typically borrow up to 90% of land value and 100% of construction costs. Our comprehensive service includes quick approvals, an in-house draw management team for fast construction fund reimbursement, and a flexible staff that works closely with you throughout your project. As direct Virginia hard money lenders using our own capital, we’re personally invested in making good loans to smart investors on projects that will be profitable for everyone involved, ensuring you receive the financing you need to succeed in Virginia’s competitive construction market.

We offer term rental loans for Virginia buy-and-hold investors focused on 1-4 family properties, with rates starting as low as 6%, leverage up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only plans. Our unique capital structure allows us to provide both single rental loans and portfolio loans up to $3M each, working with investors at all experience levels whether you’re expanding your current portfolio or securing your first rental property. As experts in Virginia’s local real estate markets, we’re dedicated to delivering a five-star experience throughout your investment journey, creating customized funding solutions that match your specific financial goals.