I'm Flipping

Rates as low as 8.99%

 

I'm Building

Rates as low as 9.25%

 

I'm Buying

Rates as low as 6.00%

 
 
Your Local Lender
Chris Burdick
Chris Burdick
Loan Officer, VP
NMLS #1873742
Your Local Lender
Nick Tierno
Nick Tierno
Head of DSCR Sales, VP

The Premier Washington Hard Money Lender

We at ABL provide fast and reliable loans for Washington real estate investors, focusing on quick closings and flexible underwriting to fund fix and flips, new construction, cash-out refinances, and rental properties. Our fully in-house team partners with the best local appraisers, attorneys, and title agents to ensure you receive a five-star experience throughout your project. After experiencing our unique ABL Difference, we’re confident you’ll never choose another private hard money lender in Washington State.

Local Information For Washington Real Estate Investors

We’ve observed Washington’s real estate market experiencing substantial growth with a population increase to over 8 million residents in 2024, driving the average home price to $591,095 and creating excellent opportunities for our investors. Properties are selling quickly, spending just 17 days on market, which benefits our fix and flip clients who need fast turnarounds on their renovation projects. With only a 1.9-month supply of inventory versus the three months typically found in healthy markets, this shortage creates ideal conditions for both our fix and flip investors and our new construction clients who can fill the gap while selling their properties at premium prices.

Washington Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We specialize in fast financing for Washington fix and flip investors with flexible underwriting covering various rehab projects, closing loans in just 10 days or less with competitive rates including our industry’s only true zero-point program. Our 12-month interest-only bridge loans provide funding up to 85% of purchase price and 100% of rehab costs, helping you acquire property and begin renovations immediately. Whether you’re completing your first fix and flip or you’re a seasoned professional, we’re ready to finance your Washington investment projects.

2 workers discussing fix and flip loan programs

New Construction
Loans

We proudly partner with experienced builders and developers, providing 12-month interest-only bridge loans that finance up to 85% of purchase and 100% of construction costs for new construction investments throughout Washington State. As direct private lenders, we offer flexible loan options including maximum leverage, lower interest rates, or zero points, with each loan tailored to match your specific business strategy while meeting our criteria. Whether you’re financing single-family or multifamily ground-up construction projects, we’re ready to discuss your upcoming Washington deals and create the optimal financing solution for your needs.

Contractor building a house with a new construction loan

Rental
Loans

We offer simple and reliable Washington rental loans for buy-and-hold investors looking to secure 1-8 unit properties or refinance entire portfolios, with competitive rates starting at 6%, up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only plans. Our variety of rental loan options includes single and portfolio loans up to $3M each, available to investors of all experience levels based on the property’s income-producing potential. We also provide the ability to use our bridge program for property rehabilitation or ground-up construction before refinancing into a long-term rental loan, making us a comprehensive solution for Washington real estate investors.

Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Washington Real Estate Market Highlights

Median Sale Price
$629,600
Feb. 2025
Median Days on Market
35 Days
Feb. 2025
Monthly Homes Sold
5,594
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
31.6%
Feb. 2025
Avg Fix & Flip Gross ROI
29.9%
Q3 2024
Avg Fix & Flip Gross Profit
$119,500
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers