Washington Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We specialize in fast financing for Washington fix and flip investors with flexible underwriting covering various rehab projects, closing loans in just 10 days or less with competitive rates including our industry’s only true zero-point program. Our 12-month interest-only bridge loans provide funding up to 85% of purchase price and 100% of rehab costs, helping you acquire property and begin renovations immediately. Whether you’re completing your first fix and flip or you’re a seasoned professional, we’re ready to finance your Washington investment projects.

2 workers discussing fix and flip loan programs

New Construction
Loans

We proudly partner with experienced builders and developers, providing 12-month interest-only bridge loans that finance up to 85% of purchase and 100% of construction costs for new construction investments throughout Washington State. As direct private lenders, we offer flexible loan options including maximum leverage, lower interest rates, or zero points, with each loan tailored to match your specific business strategy while meeting our criteria. Whether you’re financing single-family or multifamily ground-up construction projects, we’re ready to discuss your upcoming Washington deals and create the optimal financing solution for your needs.

Contractor building a house with a new construction loan

Rental
Loans

We offer simple and reliable Washington rental loans for buy-and-hold investors looking to secure 1-8 unit properties or refinance entire portfolios, with competitive rates starting at 6%, up to 80% LTV, and flexible options including 30-year amortization, ARM, and interest-only plans. Our variety of rental loan options includes single and portfolio loans up to $3M each, available to investors of all experience levels based on the property’s income-producing potential. We also provide the ability to use our bridge program for property rehabilitation or ground-up construction before refinancing into a long-term rental loan, making us a comprehensive solution for Washington real estate investors.

Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Washington Real Estate Market Highlights

Median Sale Price
$629,600
Feb. 2025
Median Days on Market
35 Days
Feb. 2025
Monthly Homes Sold
5,594
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
31.6%
Feb. 2025
Avg Fix & Flip Gross ROI
29.9%
Q3 2024
Avg Fix & Flip Gross Profit
$119,500
Q3 2024
 
 

Recently Funded

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Real Reviews from Real Borrowers