Washington DC Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We’ve found that DC’s consistent population growth and rising wages make it an ideal market for fix and flip investments, with properties selling quickly in this competitive seller’s market. The average home sale price of $640,650 represents approximately a 2% increase from the previous year, creating solid profit potential for well-executed renovation projects. With homes staying on market for just 39 days, our fix and flip investors can capitalize on quick turnarounds to maximize their returns in this dynamic urban market.

2 workers discussing fix and flip loan programs

New Construction
Loans

At ABL, we’re seeing new construction projects thrive in DC as they address critical inventory shortages in a market with steady population growth and rising incomes. The 20% year-over-year increase in homes sold demonstrates strong buyer demand for newly built properties that meet modern lifestyle needs. Our new construction loans help investors capitalize on DC’s reliable real estate fundamentals while creating valuable housing stock in one of America’s most consistently strong urban markets.

Contractor building a house with a new construction loan

Rental
Loans

We’ve observed that DC remains a hot-spot for rental investments with a healthy influx of new residents, maintaining a low 5% vacancy rate and over 56% of the population choosing to rent rather than own. The average monthly rent for the area is $2,063, approximately 50% higher than the national average. Whether you’re securing your first rental property or adding to your portfolio, we believe Washington DC offers prime opportunities for strategic buy-and-hold investors.

Rental property funded with dscr loans

Home of the Only True Zero-Point Program

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  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels
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Washington DC Real Estate Market Highlights

Median Sale Price
$642,500
Feb. 2025
Median Days on Market
79 Days
Feb. 2025
Monthly Homes Sold
494
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
22.1%
Feb. 2025
Avg Fix & Flip Gross ROI
21.4%
Q3 2024
Avg Fix & Flip Gross Profit
$105,000
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:
Washington DC DSCR Rental Loan
Rate and Term Refinance
$0.90M
Washington DC
Washington DC Hard Money Fix And Flip Loan
Property Purchase & Rehabilitation
$571,000
Washington D.C.
Cosmetic Renovation — Single-Family Attached
Fort Washington MD Fix And Flip Hard Money Loan
Fix And Flip Loan
$492,000
Fort Washington, MD
Fix & Flip - Single Family
View More Recently Funded

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.