West Virginia Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We provide fast, flexible 12-month bridge loans for fix and flip investors throughout West Virginia, including major counties like Kanawha, Berkeley, and Monongalia. Our West Virginia fix and flip loans are designed for investors looking to purchase distressed properties, renovate them, and sell for profit with quick approvals and closings. We tailor each loan to match your specific project needs, whether you’re a first-time flipper or an experienced investor looking to expand your portfolio in the Mountain State.

  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
2 workers discussing fix and flip loan programs

New Construction
Loans

We at ABL offer competitive 12-month bridge loans for new construction projects across West Virginia, helping investors address the growing demand for housing in this evolving market. Our flexible underwriting process allows us to customize construction loans that match your specific project requirements with funding available for land acquisition and building costs. As West Virginia’s premier hard money lender, we provide the fast funding you need to capitalize on new construction opportunities with loan terms designed for your success.

  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Contractor building a house with a new construction loan

Rental
Loans

We offer DSCR rental loans for long-term real estate investors throughout West Virginia who are looking to build or expand their rental property portfolios. Our competitive rental loan programs feature flexible terms tailored to your investment strategy, whether you’re purchasing your first rental property or refinancing existing holdings. With our commitment to five-star service and deep understanding of West Virginia’s rental markets, we’re the ideal lending partner for investors focused on building long-term wealth through rental properties.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

West Virginia Real Estate Market Highlights

Median Sale Price
$248,900
Feb 2025
Median Days on Market
74 Days
Feb 2025
Monthly Homes Sold
683
Feb 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
16.8%
Feb 2025
Avg Fix & Flip Gross ROI
12.5%
Q3 2024
Avg Fix & Flip Gross Profit
$33,416
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.