Unlike conventional lenders, ABL focuses on the value of the collateralized asset over your financials. This means less paperwork and faster loan approval. We’re also a direct lender, not a broker, meaning we can offer flexible loan terms like zero points and no pre-payment penalty. Our goal is for your real estate investment to succeed from start to finish.
Our Proven Process
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1
Initial Contact
Reach out to see if your deal is a good fit
for ABL funding.
To speed things up, share the:
- Property address
- Purchase price
- Rehab or construction budget
- Future expected value
- Payoff strategy
- Expected exit date
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2
Underwriting
Once you’re pre-qualified, fill out a loan application.
From there, we schedule an appraisal.
Meanwhile, we’ll ask for further documents
related to your:
- Experience
- Cash availability
- Income
- Credit
- Contractors or builder
- Property title history
- Property insurance
- Business entity
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3
Closing
Close on the loan (and property purchase)
to start collecting funds.
You’ll sign a:
- Mortgage note
- Security agreement
- Personal guarantee
- Investment affidavit
- Assignment of rents and leases
Streamlined Draw Management
Draw Request
Borrowers place a draw request with our experienced draw management team who will assist throughout the process.
Inspection Completed
Borrowers have access to our fast and easy virtual inspection tools. If an in-person inspection is needed ABL will connect you with the right partner.
Approval and Amount Released
After completed inspection of work, each installment will be released to the borrowers’ bank account within 24 hours.
