Our Hard Money Loan Programs
Fix and Flip
Buy and rehab residential. Close in as few as 10 days.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K - $50M
Rental Loans
Take out or refinance into a 30-year rental loan - whether you want to buy or unlock equity for your next investment project.
- Loan Term: 30 years
- LTV: Up to 80%
- Average DSCR: 1.1
- Loan Size: $75K – $5M
New Construction
Acquire or refinance land to build a new property - new investors welcome.
- Loan Term: 12 - 24 months
- LTV: Up to 70% for land, 100% for construction budget
- Loan Size: $75K - $50M
Bridge
Refinance and extract equity from a single-family, multi-family, and condo. Use the cash for whatever you want.
- Loan Term: 12-24 months
- LTV: Up to 65%
- Loan Size: $75K - $50M
How It Works
Initial Contact
Contact us with basic info on your proposed investment. We’ll let you know whether ABL is a good fit within 24 hours.
Underwriting
Fill out a loan application with further details. We’ll schedule an appraisal and approve the loan if it meets our criteria.
Closing
Sign closing documents and start collecting loan funds in installments or as a lump sum (depending on loan type).
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Fast Processing
Get pre-approved within 24 hours and close in as few as 10 days. We understand you need to move fast, and by working with a direct hard money lender like us who requires minimal paperwork, you can.
Zero Points Required
Want to reduce your closing costs? No problem. With us, you can opt for zero points with no pre-payment penalty or exit fees. The earlier you exit the loan, the more you save.
Local Expert Support
Access a team of our local experts who understand your market and work to ensure you get the best deal possible.
Proven Reliability
Count on our full support before and after closing. To us, your project isn’t just a one-and-done deal. It’s the start of a lasting relationship. Just ask our repeat borrowers.
Fund Your Next Project with ABL