Our Hard Money Loan Programs

Fix & Flip

Buy and rehab residential. Close in as few as 10 days.

Loan Term: 12-24 months
LTV: 90% of purchase, 100% of rehab
Loan Size: $75K - $50M

Loan Term: 12-24 months
LTV: 90% of purchase, 100% of rehab
Loan Size: $75K - $50M

2 workers discussing fix and flip loan programs

Rental Loans

Take out or refinance into a 30-year rental loan - whether you want to buy or unlock equity for your next investment project.

Loan Term: 30 years
LTV: Up to 80%
Average DSCR: 1.1
Loan Size: $75K – $5M

Loan Term: 30 years
LTV: Up to 80%
Average DSCR: 1.1
Loan Size: $75K – $5M

New Construction

Acquire or refinance land to build a new property - new investors welcome.

Loan Term: 12 - 24 months
LTV: Up to 70% for land, 100% for construction budget
Loan Size: $75K - $50M

Loan Term: 12 - 24 months
LTV: Up to 70% for land, 100% for construction budget
Loan Size: $75K - $50M

Contractor building a house with a new construction loan

Bridge

Refinance and extract equity from a single-family, multi-family, and condo. Use the cash for whatever you want.

Loan Term: 12-24 months
LTV: Up to 65%
Loan Size: $75K - $50M

Loan Term: 12-24 months
LTV: Up to 65%
Loan Size: $75K - $50M

house bought with a short term bridge loan

Get quick funding for your next real estate investment—whether it’s a fix & flip, new construction, or long-term rental. We help beginner and experienced investors grow their property portfolios faster.

Pre-Qualify Now

How It Works

1

Initial Contact

Contact us with basic info on your proposed investment. We’ll let you know whether ABL is a good fit within 24 hours.

2

Underwriting

Fill out a loan application with further details. We’ll schedule an appraisal and approve the loan if it meets our criteria.

3

Closing

Sign closing documents and start collecting loan funds in installments or as a lump sum (depending on loan type).

Learn More

Real Reviews from Real Borrowers

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.