I'm Flipping

Rates as low as 8.99%

 

I'm Building

Rates as low as 9.25%

 

I'm Buying

Rates as low as 5.625%

 
 
Your Local Lender
Scott Zimmer
Scott Zimmer
DSCR Loan Officer, VP
Your Local Lender
Kyle McCann
Kyle McCann
Northeast Territory Manager, SVP
Your Local Lender
Nick Tierno
Nick Tierno
Head of DSCR Sales, VP

Maryland Hard Money Lenders

We at ABL are your premiere choice for private, hard money loans in Maryland, working directly with real estate investors since 2011. Starting in Baltimore City and County, we’ve expanded to Anne Arundel, Cecil, Charles, Harford, Howard, Montgomery, and Prince George counties to serve investors throughout the state. We’re the Maryland hard money lenders that MD investors prefer for fast, flexible financing solutions.

The Best Private Hard Money Lenders in Maryland

We provide asset-based loans to beginners and experienced investors for non-owner-occupied residential real estate that’s being purchased, renovated and rehabbed throughout Maryland. As private lenders in Maryland, our loans offer advantages that exceed conventional financing options in terms of speed, flexibility, and structure. We specialize in funding projects that traditional lenders often avoid, allowing our borrowers to capitalize on time-sensitive opportunities in Maryland’s diverse real estate markets.

Maryland Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We know that turning problem properties into beautiful, sale-ready homes takes both skill and money for acquisition and remodeling work. Our fix and flip loans are the key to profitability and leverage, which is why they’ve always been a primary focus for us as Maryland’s trusted hard money lenders. We primarily provide 12-month loans to experienced investors and professionals, while also lending to qualified first-time borrowers seeking to enter the fix and flip market.

2 workers discussing fix and flip loan programs

New Construction
Loans

We, at ABL, provide new construction loans in Baltimore and surrounding counties when conventional financing isn’t the right answer, with flexible underwriting that adapts to Maryland’s seasonal and market conditions. Our loans are available exclusively to experienced investors, contractors, and builders who can typically borrow up to 70% of land value and 100% of construction costs. We structure these loans to support your development timeline while maximizing project profitability in Maryland’s dynamic real estate market.

Contractor building a house with a new construction loan

Rental
Loans

We offer term rental loans for Maryland real estate investors looking to add 1-4 family properties to their portfolios, with borrower-friendly terms starting at 6% and leverage up to 80% LTV. Our flexible loan options include 30-year amortization, ARM, or interest-only terms to best match your investment goals and cash flow requirements. We work with investors of all experience levels, whether you’re securing your first rental property or continuing to grow your portfolio with multiple rental properties throughout Maryland.

Rental property funded with dscr loans

Home of the Only True Zero-Point Program

  • No Pre-Pay Penalty
  • No Exit Fees
  • Available for All Experience Levels

Maryland Real Estate Market Highlights

Median Sale Price
$287,400
Feb. 2025
Median Days on Market
32 Days
Feb. 2025
Monthly Homes Sold
114,772
Feb. 2025
Icon - Sold Above Listing
Homes Sold Above Listing Price
+5%
Feb. 2025
Avg Fix & Flip Gross ROI
4,493
Q3 2024
Avg Fix & Flip Gross Profit
$76,690
Q3 2024
 
 

Recently Funded

Check out some of our recent projects:

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.