Hard Money
Lending
Maryland

We know that turning problem properties into beautiful, sale-ready homes takes both skill and money for acquisition and remodeling work. Our fix and flip loans are the key to profitability and leverage, which is why they’ve always been a primary focus for us as Maryland’s trusted hard money lenders. We primarily provide 12-month loans to experienced investors and professionals, while also lending to qualified first-time borrowers seeking to enter the fix and flip market.

We, at ABL, provide new construction loans in Baltimore and surrounding counties when conventional financing isn’t the right answer, with flexible underwriting that adapts to Maryland’s seasonal and market conditions. Our loans are available exclusively to experienced investors, contractors, and builders who can typically borrow up to 70% of land value and 100% of construction costs. We structure these loans to support your development timeline while maximizing project profitability in Maryland’s dynamic real estate market.

We offer term rental loans for Maryland real estate investors looking to add 1-4 family properties to their portfolios, with borrower-friendly terms starting at 6% and leverage up to 80% LTV. Our flexible loan options include 30-year amortization, ARM, or interest-only terms to best match your investment goals and cash flow requirements. We work with investors of all experience levels, whether you’re securing your first rental property or continuing to grow your portfolio with multiple rental properties throughout Maryland.