Hard Money
Lending
Minnesota

We are a balance sheet lender specializing in fast financing for fix and flip investors, with flexible underwriting that allows our borrowers to work on different rehab projects simultaneously without financing issues. Our expert Loan Officers and Underwriters move as fast as our borrowers, often financing projects in 10 days or less with 12-month interest-only loans featuring competitive rates and our industry’s only true zero-point program covering up to 85% of purchase price and 100% of rehab costs. Regardless of your experience level, we’re ready to finance your Minnesota fix and flip with the funding structure you need to succeed.

We offer creative financing options for ground-up new construction projects with flexible underwriting, fast draw turnarounds, and competitive interest rates, making us a premier partner for investors planning their next development. Each new construction loan is tailored to match the specific needs of your project, ensuring you receive the most viable option for your exit strategy. Working with us means you can borrow up to 70% of land value and 100% of construction costs, creating the ideal financing solution for your Minnesota ground-up construction investment.

We offer Minnesota rental property investors flexible and reliable DSCR loan options designed for buy-and-hold strategies, covering properties with 1-8 units or entire portfolio refinancing with rates starting at 6% and leverage up to 80% LTV. Our creative financing includes 30-year amortization, ARM, and interest-only options with single rental loans and portfolio loans both available up to $3M each. For investors who recently completed rehab projects or ground-up construction with us, we offer seamless refinancing directly into long-term DSCR loans, making us your one-stop shop for all Minnesota real estate investments.