Your Local Lender

Andy Nakhanthy

Loan Officer, VP

P: 828-919-2855

E: Andy.Nakhanthy@ablfunding.com

Work With Andy

Your Local Lender

Paul Lewis

Regional Sales Manager, SVP

E: Paul.Lewis@ablfuncing.com

Work With Paul

Your Local Lender

Vimpy Thapar

Loan Officer, VP

P: 864-791-7225

E: Vimpy.Thaper@ablfunding.com

Work With Vimpy

South Carolina Hard Money Lenders

We at ABL are South Carolina’s premier hard money lender, providing loans for fix and flips, new construction investments, cash-out refinances, and term rental loans with approvals as fast as 24 hours and closings in 10 days or less. Our in-house servicing team delivers a streamlined process from start to finish, with each loan tailored to your specific investment needs whether you’re seeking lower interest rates, maximum leverage, or zero points. From Charleston fix and flips to Greenville new construction projects, our team of local market experts creates flexible loans with zero pre-payment penalties for investors at all experience levels, which explains our hundreds of five-star reviews and why more than half our borrowers return for repeat business.

The Most Reliable South Carolina Hard Money Lender

We first formed in 2010 as a New Jersey lender and have grown to fund thousands of projects totaling over $2B, now offering hard money loans in every South Carolina county with expert understanding that Florence fix and flips require different approaches than Myrtle Beach buy & hold projects. Our team assesses each investment individually and tailors loans to match your specific needs, providing the most competitive and flexible hard money options throughout the state. We’ve built strong relationships with the best local appraisers, attorneys, and title agents across South Carolina, ensuring superior service from initial inquiry through closing, construction management, and final payoff.

South Carolina Hard Money Loans for Real Estate Investors

Fix & Flip
Loans

We partner with South Carolina real estate investors who know how to find opportunities and turn them into successful fix and flip projects, offering 12-month interest-only bridge loans that fund up to 90% of purchase price and 100% of rehab costs. Our team provides loan approval in as fast as 24 hours with closings in just two days when paperwork is ready, ensuring you have the capital needed despite rising construction costs in today’s booming market. As experts in South Carolina’s real estate markets, we tailor each loan to match your specific project requirements, whether you’re flipping single-family or multi-family properties, with reliable funding from start to finish.

New Construction
Loans

With South Carolina experiencing record-low housing inventory and all-time high demand for residential new construction, we provide hard money loans with competitive rates, flexible underwriting, and fast draw turnarounds for experienced investors, contractors, and builders. Our new construction loans allow borrowing up to 90% of land value and 100% of construction costs, with each loan tailored to fit the individual project’s specific needs. We carefully assess both investor experience and property viability to ensure every deal remains profitable for all parties involved, creating optimal funding solutions for South Carolina’s competitive construction market.

Explore Our Loan Programs - New Construction

Rental
Loans

We offer the most reliable and straightforward rental loans in South Carolina for buy-and-hold investors looking to secure 1-4 family properties, with competitive rates starting as low as 6%, up to 80% LTV for BRRRR investors, and flexible options including 30-year amortization, ARM, and interest-only plans. Our unique capital structure allows us to provide both single rental loans and portfolio loans up to $3M each, available to investors at all experience levels based on the property’s income-producing potential. As experts in South Carolina’s local real estate markets, we’re dedicated to delivering a five-star experience throughout your investment journey, creating customized funding solutions that match your specific long-term investment goals.