Why Choose ABL?

You need fix-and-flip financing you can rely on, and ABL delivers. As a direct lender, we have full control over our funds, giving you the capital you need at record speeds with as few as 0 points, and no prepayment penalty. Most importantly, our team will be there to guide you every step of the way—from closing to resale.

How We Work

Hassle-Free Fix & Flip Loan Terms

 

Whether you need $75K or $50M, we have a Fix & Flip loan for you.

Program Requirements:

Minimum Credit Score 660
Up to 70% of ARV
8 – 15% Interest Rate
0 – 2% Points
Up to 90% of Purchase
100% Reimbursement on Draws

Program Highlights:

$75K – $50M Loan Size
12-24 month Loan Terms
Single-Family, Multi-Family, Condo
No Pre-Payment Penalty, Flexible Programs Available
Extensions Available
Blanket Loans Available

Ready to Finance Your Investment?

Pre-Qualify Today
 
 

We Lend
In These States

ABL currently lends in
AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY and DC
 
 

Recently Funded

Check out some of our recent projects:
Glenside Pennsylvania Fix And Flip Loan
Property Purchase & Rehabilitation
$480,000
Glenside, Pennsylvania
Fix & Flip — Single Family
East Stroudsburg Pennsylvania Fix And Flip Loan
Property Purchase & Rehabilitation
$235,000
East Stroudsburg, PA
Fix & Flip — Single Family
Asheville NC Fix And Flip Loan
Property Purchase & Rehabilitation
$429,000
Asheville, North Carolina
Fix & Flip — Single Family Detached
Somersworth New Hampshire Fix And Flip Loan
Loan Refinance & Property Rehabilitation
$2,835,000
Somersworth, NH
Fix & Flip — Multi Family
Ocean Township New Jersey Fix And Flip Loan
Property Purchase & Rehabilitation
$875,000
Ocean Township, NJ
Fix & Flip — Single Family
Berwick, Maine Fix And Flip Loan
Property Purchase & Rehabilitation
$540,000
Berwick, ME
Fix & Flip — Multifamily
Hazel Crest Illinois Fix And Flip Loan
Property Purchase & Rehabilitation
$230,000
Hazel Crest, IL
Fix & Flip — Single Family
Wilton Manors Florida Fix And Flip Loan
Property Purchase & Rehabilitation
$1,210,000
Wilton Manors, FL
Fix & Flip — Single Family
Elmer New Jersey Fix And Flip Loan
Property Purchase & Rehabilitation
$420,000
Elmer, NJ
Fix & Flip — Single Family
Lowell MA Fix And Flip Loan
Property Purchase & Rehabilitation
$625,000
Lowell, Massachusetts
Fix & Flip — Duplex
View More Recently Funded

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure i was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending experise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.

Fix & Flip FAQs

What is a Fix & Flip loan?

A Fix & Flip loan is a short-term (typically 12-month) loan designed to bridge the gap between when you buy a property and when you resell it for a profit. It can cover both the cost of the property and renovations (up to a predetermined Loan To Value limit).

How does a Fix & Flip loan work?

Once approved for a Fix & Flip loan, you typically receive loan funds according to an agreed-upon draw schedule (while making interest-only payments). After the renovation is complete, you resell the property to repay the loan in full and keep the difference as profit or refinance to continue to grow your portfolio.

What are the benefits of a hard money Fix & Flip loan?

Compared to traditional mortgages, hard money Fix & Flip loans offer faster and more flexible underwriting as lenders focus on the deal more than your personal creditworthiness. This lets you move fast, minimize upfront costs, and amplify your overall ROI.

How can you get a hard money loan for flipping real estate?

Getting a hard money loan for flipping real estate starts with finding a reputable lender. At ABL, we’ve funded over 7,000 flips nationwide and received 500+ 5-star reviews. By giving us some basic details about you and your project, you can pre-qualify for a Fix & Flip loan today.